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Most Clients Call Us After Their Own Bank Turns Them Down

Why Choose Us?

We provide you the capital you need for acquisitions, expansion, equipment purchases and more.

What We Offer

Choosing the right financing can be difficult. We make it simple with quick and easy options.

Read Our Blog

Get expert financial and business advice, stay current on trends and more on our blog.

Alternative Financing

What if you are unable to obtain conventional financing?

Alternative financing is typically needed when a particular situation does not allow for conventional financing. In most instances either the borrower does not personally qualify due to credit issues or some other personal reason or the property itself does not qualify typically because of a high vacancy rate or the property has deferred maintenance issues. Or, maybe a fast closing is required to make a deal happen. Alternative financing is made for just these types of situations. Complete commercial finance offers you two types of alternative financing:

The first type is commonly known as “soft” hard money. This type of financing is usually used when a certain situation just “falls out” or is almost good enough for conventional financing but not quite good enough. Then you may be in need of “soft”, alternative financing where the rates and terms are not as good as a conventional loan would be, but also not as “hard” as a real hard money loan would be. Typically these rates are in the 6.5 – 7.5% range. If no income verification or no tax returns are being used then the rates would be more like 8 – 9% with both loans typically having a 30 year amortization. These loans are not used when time is of the essence.

The second type of alternative financing is what is known as private or “hard” money. This type of financing is typically used when time is of the essence because they usually close in 2 weeks or less. Bad credit is another, very popular reason why people will need to use “hard” money. Hard money loans are also used when buying a rehab property to either sell or rent out with plans to refinance it later after the project is completed. Hard money loans are short term for the most part, usually 12 – 24 months. They will have higher interest rates and fees than other loan types however the payments made are interest only payments. In most cases the fees can be rolled into the loan amount also in most cases so can the monthly payments, this is called an interest reserve.

No matter which type of alternative financing you are in need of, whether it is private/”hard” money or “soft” hard money, you can count on Complete Commercial Finance to get the job done.

In less than 24 hours you will know if you have found financing! Just fill out the form on the right or call us at 860-906-4848 to schedule a comprehensive assessment of your needs.

In 24 Hours Or Less,
You'll Know If You
Qualify Or Not!

About Us

Interview With The President of Complete Commercial Finance

What Our Clients Are Saying

  • We needed to refinance our building but no banks wanted to talk to us because we are a mechanic shop and also because we had vacancies in our building. Robert found us a loan for our situation within hours from us calling him and it was a great interest rate too.

    - Alan F. Westfield, MA

  • I needed some help to make it through the winter with my marina. I found Complete Commercial on the internet and Robert was able to find me a line of credit to pay my bills and get me through the winter.

    – Bruce K. Portland, CT
    Fast Cash

  • Robert has helped us with the mortgages for two of our grocery stores. He has also gotten us an equipment loan with a great rate and no money down. When our business had a cash flow problem he helped us again with a line of credit. Robert is always there when you need him.

    -Akash P. East Hartford, CT
    Business Loans

  • I needed working capital for my company. Robert was referred to me by my accountant. In just one week I had an unsecured line of credit and I am very pleased.

    -Ed M. Middletown, CT
    Lines of Credit

  • I was opening my second gourmet coffee shop and was having difficulty finding equipment financing. Robert found me 100% financing with a very good interest rate and I was able to open my new store in time.

    -Nick D. Cheshire, CT
    Equipment Financing

  • I needed to build a new manufacturing facility. I tried several banks and was repeatedly turned down. Complete Commercial was referred to me by another lender. As soon as I called him he knew exactly what to do and came through for me just in time. Then two years later I needed to purchase a very expensive machine for our expanding production line. I called Robert again and he was able to finance 100% of my machine cost plus delivery and installation.

    - Robert R. Southington, CT

  • Floor plan financing is practically non existent for used car dealers. Robert from Complete Commercial was able to help us with even more money than we were looking for. His financing efforts have allowed my business to expand. I now have more cars on my lot and many higher end models thanks to him.

    – Ali H. Vernon, CT

  • I own an insurance company. My company wanted to purchase another insurance company but we needed funding to do it. This was quite a large purchase for us. We were having trouble with all of the banks that we spoke to. A friend referred me to Robert and his company Complete Commercial Finance. Robert did an excellent job not only finding us the loan but also an outstanding interest rate. Robert has helped us to grow our company and we will use him whenever we need any type of financing.

    – Mark C. Shelton, CT

  • I wanted to refinance my house and use the cash that I got to retire and start investing in apartment buildings. I did not really know where to start until I met Robert. Not only did he show me how to invest in commercial real estate but he also found me just about all of my properties. He also got me the best interest rates for all of my loans. Robert was instrumental in my success and I highly recommend him to anyone looking for help with real estate investing.

    - Vinny P. Hartford, CT

  • I had a balloon payment that was overdue on some land that I own. I was currently in foreclosure. Robert from Complete Commercial quickly found me a lender and saved the day! Not only that, the terms of the new loan were better than the first loan that I had.

    – Walter B. East Windsor, CT